1. A Great Grandfather

    Have budgeted for years and always included savings as a line item. That savings comes in handy after 22 years of retirement on a fixed income.

    • I can believe it! It is amazing how much a difference savings will make in the long term, so it is important to make it a priority from the start. We want to retire in style like you guys – with the freedom to travel and have fun! 🙂

  2. A Great Grandfather

    Wise beyond your years. You are mastering the “Compound Effect” The Compound Effect is the principle of reaping huge rewards from a series of small, smart choices. It has been written that “what’s most interesting about this process is that, even though the results are massive, the steps, in the moment, don’t feel significant.” Decades long discipline can reap significant rewards together with high self esteem.

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